So, I finally worked out a budget for myself, based on my current income and the income I need to be making.
I took the average of my last 4 paychecks, nearly choking in the process! It was a bit of a "come to Jesus" moment for me, seeing where my income stands. There is some work to be done to generate more income.
Then I tallied all of my expenses from January. This was the fun part! Food is my biggest expense, between groceries and eating out. I realized that I need to cut down on the eating out-the coffees, the lunches, the delivery. I also need to pay more attention to what I spend on groceries, start doing some comparison shopping, and getting my boyfriend to help out a little more. (He actually splits many of the grocery expenses, but the little things I contribute really do add up.)
I made out a list of all my fixed expenses, my credit card payments, food, entertainment, misc. items, tallied it all up and figured out that I don't make enough money to cover everything! Uh oh.
Soooo, I created a budget based on the bare minimum I need to make to cover all of my expenses. I also started looking for a second job.