This may be my favorite card now, if only because it has such a colorful history!
Citi was actually my first credit card. It had an $800 limit, which I managed to meet and exceed within about 3 months of receiving the card. You can check out my second entry for details on what happened with this card.
Anyways, I got a new Citi card about 5 or so years ago, though I can't remember why. Within the past couple of years, this baby has see a lot of action! The most memorable was the $1600 cash advance I took to help my then-boyfriend purchase a crotch rocket motorcycle. (I should have known at that point that any guy who drives a crotch rocket is not the guy for me!)
Making that loan was a major mistake for me, for a couple reasons. First, I just shouldn't have offered to assist him with that purchase. Ours was not a real give-and-take relationship, and my loan was a misguided effort on my part to get him to love me. Second, I had to pay interest on that cash advance for a year before he paid me back! And he only paid the $1600, since I didn't have the balls to make him pay the interest.
This was also one of the cards that helped me get through massage therapy school. Tuition, books, supplies all were charged to this card.*
I actually had to pull this card out recently to help pay for a prescription and some household items. I'm not really happy about that, since I'm really making an effort to not use my cards, but I had a $100 prescription deductible and no cash to cover it. Health vs. debt...Health first!
*I had another card for this purpose, but the 29.99% interest rate was brutal (obviously) so I made some balance transfers and now have a zero balance on that one!
CC #5: Citi
March 3rd, 2008 at 07:55 am