CC #1: $931.40 (19.9% APR)
CC #2: $5,297.57 (14.24% APR)
CC #3: $1,009.71 (12.99% APR)
CC #4: $1,410.22 (12.99% APR)
CC #5: $4,146.24 (9.99% APR)
CC #6: $4,706.87 (0% APR)
CC #7: $6,284.70 (0% APR)
Total Credit Card Debt: $23,786.71
I've begun this blog in an attempt to "shame" myself into a debt diet. I hope that by putting my credit card debt out there, examining it (and letting others examine it too!), I'll finally be able to slay the dragon that is (drum roll...) MY DEBT!
I'll be dealing pretty exclusively with my credit card debt, as opposed to my student loan debt. Also, any mention of the following-student loan debt, savings, retirement-will be peripheral to the main theme of this blog.
In general you can expect to read about the number of cards I have, the balances and interest rates I carry on each one, how I got into debt in the first place, and what I'm doing to either decrease the debt (or contribute to it!). I expect I'll ramble on a good deal about my emotional relationship to money,my parents' relationships to money, and things of that personal nature.
If you, the reader, wish to comment or criticize, I ask that you do so in a constructive manner. Flaming or harsh criticism would be counter-productive and just plain mean!
My Finances, In a Nutshell
February 5th, 2008 at 05:32 am
February 5th, 2008 at 05:52 am
February 5th, 2008 at 05:56 am
Do you have a budget?
February 5th, 2008 at 06:04 am
February 5th, 2008 at 07:27 am
Thank you for the welcome and well wishes!
merch: I do not currently have a budget, but will be putting that together...soon. If you'll take a peek at my second entry for today, you'll see the challenge I'm facing in that area.
February 5th, 2008 at 09:02 am
February 6th, 2008 at 08:53 pm
Just delete those comments!